Fixed Interest solutions…diversify or balance your investment portfolio.

A term deposit delivers fixed returns on your terms. A term deposit is an investment where the interest rate is guaranteed not to change for the nominated term, so you’ll know exactly what your investment’s worth.

Simple to establish often via an easy online application process. Interest paid monthly, quarterly, half yearly or yearly. Term Deposits provide an automatic reinvestment capability, as well as set and forget investment options.

At elk invest we offer you a range of products to meet your short and long-term investment goals. If you want to make your money grow faster or just want a regular income, elk invest provides access to higher returns than you’d usually get from fixed rate investments. If you want to invest in property you can choose from elk’s range of home loans or buy property through your Self-Managed Superannuation Fund (SMSF) using a SMSF funding facility, which it designed & structured specifically for SMSF property investment and the SMSF legal and taxation environment.

Fixed interest investments offer investors a regular income for a specified term with the expectation that the principal will be repaid at the end of the term (maturity date).

Fixed interest investments are usually issued by corporations, government and semi-government bodies and financial institutions such as banks to raise funds.

Examples of fixed interest investments include:

• Corporate bonds
• Government and semi-government bonds
• Capital notes
• Debentures and income securities

Fixed interest investments should form part of a diversified investment portfolio and can offer the following benefits:

• Regular income returns at a set interest rate, which can be fixed for a specified term, providing greater certainty than shareholder dividends
• Repayment of your initial investment on maturity
• If interest rates fall, you generally continue earning the higher initial rate of interest until maturity